Pitchdeck: Dyno has expanded its pre-seed with these slides

Company pension schemes sound unsexy at first. And like a lot of administrative work. That's exactly where the Offenburg startup Dyno wants to start. Dyno offers a digital solution for company pension schemes and health benefits for both private individuals and companies. To this end, the startup, founded in 2021, has now expanded its pre-seed financing from 1.5 million euros to over 2.5 million euros. The pre-seed expansion was led by Haufe Group Ventures, the investment arm of the Freiburg-based Haufe Group. The business angel group Quint Ventures from Koblenz has also joined.

The pre-seed financing round was already completed in October 2023. The early-stage investors 468 Capital, Lea Partners and Mätch VC, as well as well-known business angels, participated at the time. Among others, Workwise founder Martin Trenkle and Instaffo CEO Christoph Zöller. Lea Partners and Mätch VC also participated in the pre-seed expansion. Through the partnership with Haufe Group Ventures, the Offenburg startup hopes to gain strategic synergies and insights from entrepreneurial activities in medium-sized companies.

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Imbalance: fewer children and higher life expectancy

The birth rate continues to fall, and the length of time people receive a pension is increasing. According to the Federal Statistical Office, the birth rate in 2023 fell by seven percent to 1.35 children per woman. The last time the birth rate was this low was in 2013. Because life expectancy has increased enormously in recent years, Germans are receiving their pensions for longer. According to an analysis by the German Pension Insurance, the average pension period in 2023 was 21.7 years. An imbalance is emerging. Demographic change is putting a strain on the pension system in Germany. Employers in Germany must offer company pension plans (bAV). This is a kind of supplementary pension to the statutory old-age pension through the employer.

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The company pension scheme business is usually run through brokers. And they want to be paid. Which reduces the return. There is also a lot of manual administration involved in applying for company pension schemes. This is exactly where Dyno wants to start. The startup advertises 100 percent digital processes, 91 percent less administration work and 0 percent commission. How is that supposed to work? Dyno sees itself as a tech startup that earns money through a monthly software-as-a-service fee. This is paid by the employer. The Offenburg startup's customers include the fitness app Freeletics, Europa-Park and the accounting software Sevdesk.

The startup is run by former insurance salesman Marc Karkossa and former Lidl sales manager Luis Weber. The company currently employs a total of 13 people.

Here you can see the pitch deck with which the two founders raised another million for their pre-seed financing. You can find more exciting company presentations on our pitch deck topic page, You can get feedback from experts for your own slides here.

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